Skip A Payment

Need a little extra flexibility this month? Our Skip-A-Pay program allows eligible members to skip one loan payment during qualifying periods — giving you financial breathing room when you need it most. Whether you’re covering unexpected expenses, planning a trip, or just need a break, Skip-a-Pay offers a convenient way to manage your budget.

Participation is subject to approval and certain loan types and eligibility requirements apply. Skipped payments will be added to the end of your loan term, and standard interest will continue to accrue.

You can submit your request below or contact your local branch.

All Skip A Pay requests are subject to approval. WCCU will charge a processing fee of $20 per approved loan. Fees will be deducted from members account after signed authorization is received.

Ineligible Loans: Loans with less than a six-month payment history, line of credit loans, single payment loans (term), real estate loans/mortgage/home equity loans, credit cards, delinquent loans, and accounts not in good standing.

Branch Preference

Name

First Name

Last Name

Address

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

Phone

(###)

###

####

Email Address

Month Requested

Account Number

Loan Number

Method of Payment

Where would you like us to charge the processing fee of $20 per loan?

Savings

Checking

Other

Authorization

By clicking “I agree to the terms and conditions” below, I authorize a processing fee of $20 per loan and a one-month extension of my normal loan payment(s) for the agreed upon month with my regular payment(s) due the following month. I understand interest will continue to accrue during the extension period at the same rate(s) as the original contract(s) and the term or approximate repayment period of the loan will be extended due to this request. If the loan is insured with credit life and/or disability, the monthly premium for coverage will still be added to the loan on the skipped month. I understand this application is subject to review and approval by WesTex Community Credit Union.

I agree to the terms and conditions outlined above

Online Banking

Skip A Payment